Wells Fargo Propel

[DemonHusker]

Does anyone know if the new Propel card is a metal card? I'm assuming not since it has no annual fee but it looks like it from picture

[jl4]

This article would seem to imply that it is:

The newest no-annual-fee metal credit card is the Wells Fargo Propel card from American Express

[Anonymous]

Yes it is a metal card as advertised by Wells Fargo.  They carry a good rewards program, top payment processor in AMEX though Amex tends to be less accepted than Visa/MC.

I am waiting for a better promo on this card as 300 off 3000 is not what I am looking for right now.  I like my Capital One Savor World Mastercard Elite a lot which is my primary card now.  The Wells Fargo card competes nicely but has different rewards tiers and is lower on some categories and higher on others.  Wells Fargo will have to be more competitive to gain my business.  Should they offer an improved bonus or improved loyalty relationship benefits, I would consider appying at that time.  Capital One could also offer more as well for me to stick with them should Wells Fargo offer more.

[FinStar]

As mentioned by @UncleB in the Propel mega thread, it appears the card is designed in encapsulated metal, which would be similar to the Chase Amazon, CSP or Citi's AA Executive.

Definitely nothing like the Ritz, CSR or AMEX Platinum, but nevertheless some form of metal that is an appeal to a variety of people including millennials.

[Anonymous]

Good point on the metal nature of the card.  My Capital One Savor is all plastic and I liked the card better before the redesign.  All my cards are plastic right now.  One won’t get a true metal or even precious metal card without annual fees or a huge amount of assets at the issuing institution.

[FinStar]

To be honest, and IME, metal or not does not sway my decision toward a specific product. As long as it swipes or the chip works, can be loaded onto a virtual wallet and provides the benefits as described I'm good.

[Anonymous]

The Propel is not a card for mobile wallets due to exclusions as per their terms.  Other cards offered by Wells Fargo have had Apple pay promotions but the Propel seems to be for in store purchases as it has a lot of online exclusions.

[Loquat]

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@FinStar wrote:
To be honest, and IME, metal or not does not sway my decision toward a specific product. As long as it swipes or the chip works, can be loaded onto a virtual wallet and provides the benefits as described I'm good.

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+1000

[UncleB]

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@Anonymous wrote:

The Propel is not a card for mobile wallets due to exclusions as per their terms.  Other cards offered by Wells Fargo have had Apple pay promotions but the Propel seems to be for in store purchases as it has a lot of online exclusions.

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We don't know what the exclusions refer to yet... there's a good chance that language is put in place for Paypal, etc. 

In my experience with other issuers the categories have been honored when Apple Pay/Samsung Pay/Android Pay are used.  For Wells Fargo to deviate from the established 'norm' here would be very notable, and I'm sure they are aware of that. 

TL;DR:  Until someone can report back definitively that reward categories are not honored when a mobile wallet is used, it's too early to say the Propel is not a good card for any mobile wallet.

[MachoHombre]

Yes, it has some metal.    The verbiage on the card states:  "This card contains metal, Do Not Shred"

IMO, the card is more substantial than a good plastic card, and it has a relatively good look and feel.   BUT (Again IMO) it is not as substantial in look feel as the Chase Saphire.   Maybe 80% as good, but better than the best plastic cards.    YMMV.

..as far as the mobile wallet dialogue, I don't think the fine print exclusions are sinister as some forum members have speculated.   My card plays well with Google Pay, have made a few proximity purchases with my phone ....when my first statement is available I'll check to see if all is great, i'm optimistic it will be.