My CLs are generally low to moderate. My highest CL is with a Visa issued by my credit union, $5,000. It is that high because it is a signature Visa so I think it has to be that high, and my credit union barely pushed me through with the underwriter because I have been a member for 32 years and direct-deposit my paycheck there. My second highest is Amex Hilton Aspire at $3,100. I think it's only that high because the card has a $450 annual fee and there's some requirement about CLs in relation to AFs. Within a month, I am planning to ask for a 3x CLI on that card to $9,300, but I have no idea whether I'll get it, or anywhere close to that. My profile is pretty weird.
30K Amex Blue Cash Preferred.
@Trikoret wrote:
I pretty much use my both my Premium card and BofA business cards heavily for everything. I average around 200k a month in charges for business and personal. I only let the statement close with 2k balance and then pay it off. I am preferred client with BofA so I get 2.625-3.5 on the cards. But I think I'm maxed out with them. When I got the cash card, they took 30k from my premium card and left me with 120k. I have the luv button on both cards. But a few months ago when I tried, they said I have enough.
The last time I tried to push past $100k with a CLI, they automatically reallocated it from my Premium Rewards. At least they didn't do it in your case. I had a strong feeling that they would do so, so I was careful with the CLI request amount to try to keep my PR around $10k.
@Anonymous wrote:
@Remedios wrote:
@Drwaz99 wrote:Paltry compared to a vast majority here. Maybe one day I'll be able to sit in the nosebleed section but I'm in no real hurry.
No reason to feel that way while imaginary money is being discussed
Agreed. Its not even our money, its the bank's. 11.7K isn't bad at all.
+2 It's all relative, and when you see high limits like that there are often high personal and/or business expenditures to go along with them.