You're a Credit Addict If...

[eagle2013]

When you fill out a CC application online, get through the disclosures and never hit the submit button just to get that app fix

[DarkMoonLily]

I'm so guilty of almost everything listed so far. I don't have anything to add though! 

[Stanic413]

When you're dating someone, they ask what your hobbies are and you wonder "is it the right time to bring this up?".  Or the fact that checking all my accounts or getting a ScoreWatch alert is the high point of my day. Shame.  lol. 

[1_2]

You spend a lot of extra time on this forum to prevent yourself from apping for a credit card you don't really need but you still want the card and can't really explain why. Sometimes it actually works, lol. 

[alinoapa]

When you're laughing at the responses to this thread, only because you're laughing at yourself.....GUILTY as charged

LOL

[TiggerDat]

- you tried applying for the Amex Everyday Card a week before they were accepting applications.

- you can't remember your sister's birthday, but can remember the date you got your first credit card.

[TiggerDat]

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@CCspoiledbrat1 wrote:
1) When you create a spreadsheet for cc's and update it daily or at least glance at it.
2) That akward moment when you try to explain to a friend that CreditAddict & Lexie09 are your NEW Forum besties : /
3) Before applying for new credit you want to know the Underwriting Bank. -smart a¥¥!!!!

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I do have a spreadsheet, I recently added a column for it which tells me the last time I got a CLI.  It has the date it was opened, the interest rate, the contact number, the backdoor number, the EO number if different than the backdoor number, and the contact person.  I just had to add three rows for Sallae Mae, BofA, and Citibank. 

[alinoapa]

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@bernhardtra wrote:

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@CCspoiledbrat1 wrote:
1) When you create a spreadsheet for cc's and update it daily or at least glance at it.
2) That akward moment when you try to explain to a friend that CreditAddict & Lexie09 are your NEW Forum besties : /
3) Before applying for new credit you want to know the Underwriting Bank. -smart a¥¥!!!!

---

I do have a spreadsheet, I recently added a column for it which tells me the last time I got a CLI.  It has the date it was opened, the interest rate, the contact number, the backdoor number, the EO number if different than the backdoor number, and the contact person.  I just had to add three rows for Sallae Mae, BofA, and Citibank. 

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wow, my spreadsheet doesn't have all that, need to update that, lol

[TiggerDat]

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@alinoapa wrote:

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@bernhardtra wrote:

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@CCspoiledbrat1 wrote:
1) When you create a spreadsheet for cc's and update it daily or at least glance at it.
2) That akward moment when you try to explain to a friend that CreditAddict & Lexie09 are your NEW Forum besties : /
3) Before applying for new credit you want to know the Underwriting Bank. -smart a¥¥!!!!

---

I do have a spreadsheet, I recently added a column for it which tells me the last time I got a CLI.  It has the date it was opened, the interest rate, the contact number, the backdoor number, the EO number if different than the backdoor number, and the contact person.  I just had to add three rows for Sallae Mae, BofA, and Citibank. 

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wow, my spreadsheet doesn't have all that, need to update that, lol

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Oh, I also have the due date.

I also just added two rows for the future cards; Voice and Cash+.....   I actually am not joking! 

[TiggerDat]

- if you have your calender marked for the next time you can pull your free credit report from the major bureaus.

- if you have a reminder set in your phone for the monthly pull from credit.com, Credit Sesame, the six month reminder for Quizzle, and the weekly reminder for Credit Karma.

- if you skip lunch to read your credit report.

- if you forget to feed your pets because you are too busy checking all your accounts online.

- if you are on a date and go to pay the bill and have to calculate your util before paying the bill.

- if you refuse to talk to your therapist about your obsessive behavior because you would prefer to to discuss the differences between FICO and Vantage.