AES not reporting to Experian.

[Anonymous]

Hey everyone, my private loans were recently transferred to AES in early May. I have made the required private loan payments to AES for May and June. However, AES is still not reporting to Experian, and it is now July. I thought major student loan servicers report to all 3 credit bureaus. Or is it possible that AES has decided to report only to Equifax and Transunion? If so, I would have to check those two credit files instead. 

[SCF]

Any given lender is not required to report or even use all three CRAs (although there may be more specific rules for federal loans, I'm not sure).  I've never heard that AES doesn't report to Experian, but it is possible.  Have you contacted them?  It may also just be taking a while for everything to update, it can sometimes take up to 90 days.

[Anonymous]

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@SCF wrote:

Any given lender is not required to report or even use all three CRAs (although there may be more specific rules for federal loans, I'm not sure).  I've never heard that AES doesn't report to Experian, but it is possible.  Have you contacted them?  It may also just be taking a while for everything to update, it can sometimes take up to 90 days.

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I haven't contacted them yet about it. But I have just pulled my other credit reports for the other bureaus, and it is not listed on them either. I think it is a matter of time however, and I think I will just have to be patient and wait for it to appear on my credit files. In your response post, you mentioned it could take 90 days to get everything reported, I didn't know that at first, but now that I know that it helps a lot, thus I will wait it out. 

[jim44]

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@Anonymous wrote:

Hey everyone, my private loans were recently transferred to AES in early May. I have made the required private loan payments to AES for May and June. However, AES is still not reporting to Experian, and it is now July. I thought major student loan servicers report to all 3 credit bureaus. Or is it possible that AES has decided to report only to Equifax and Transunion? If so, I would have to check those two credit files instead. 

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I'm a co-signer on my nephew's SL loan which is serviced by AES.  They do report to all 3 bureaus.... however sometimes there maybe a 3 month lapse between reporting.  It will update sooner than later, so it is a waiting game.