Hi all,
not a good day. My CR is now reflecting my student loan defalt. I am KICKING and BEATING myself for being this stupid! The score dropped 26 POINTS. Which brings me to an all time low. I am currently in rehab so I feel good about doing something about it- but am just upset at MYSELF for bad decisions made. Hopefully after my 8 months of rehab I will see an improvement of score. This is month two so I have a while to go. Just wanted to post as I am having a rough time of it because I have been trying to be responsible and slowly raise my score-to see that drop was a punch in the stomach..