Closed Student Loans reporting as potentially negative??

[mere2368]

I am trying to figure out how this would be reported as "potentially negative."  I have 9 student loan accounts through Fed Loan Services, that I have consolidated into one with a different company.  There are nine because they were all for separate semesters.  The balance on all of them is $0, account status closed, payment status renewed or financed.  For the monthly payments there are a few "OK"s but mostly "ND"s.  This falls into my negative reporting and I am trying to figure out how, why and if there is anything I can do about it?  I did have the loans but consoldated them all into one so I could stop having to do 9 separate transactions every month.  

[6speed8]

It could be as I posted on other threads with my experience. You go from 9 installment accounts to 1. So for whatever algorithmic reasoning, you have less installment accounts to show a good or bad history. For some reason, that's "bad" lol.

[Revelate]

Where are you seeing the potentially negative bit?

Paid / closed with no deliquecies on the tradeline isn't a negative tradeline in FICO.

Score wise a refinance can be a raw deal, but that doesn't factor into what I think you're seeing OP?