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Expanded PSLF Experiences

kberly69
Frequent Contributor

Expanded PSLF Experiences

Has anyone out there submitted the form for PSLF since the expansion of the program at the beginning of the month? I know it's early but I was curious if anyone has received time frames or other tidbits of info. I have all Direct loans, have worked full time in the public service sector for the entire time PSFL has existed, and was only on a forebearance (or deferrment?- can't remember) for about 6 months of that time so there's no way I don't have the 120 needed.

I attempted to qualify in the past but my payments were mostly made on the standard repayment scale so I was only able to have 21 of them count at the time. I submitted the updated form to FedLoans last week and got an email saying they received it and that "the process of confirming your eligibility and qualifying payments may take approximately 30-90 days". Hope that's true!

Anyone have any other info to share?


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 1 of 6
5 REPLIES 5
Ausfarm
Regular Contributor

Re: Expanded PSLF Experiences

You may find this helpful: https://www.reddit.com/r/PSLF/comments/q6kwst/new_pslf_waivers_megathread/

 

I received an email from the DOE saying my payment count was going up, but nothing since.  The indication is that it will take "several months" to update the records.  

Message 2 of 6
kberly69
Frequent Contributor

Re: Expanded PSLF Experiences

Thanks for the reply. I see an update on the FedLoan site that says I've submitted the TEPSLF and that they haven't processed it yet. They've also added a counter for the TEPSLF payments. Can't wait to see that change!


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 3 of 6
kberly69
Frequent Contributor

Re: Expanded PSLF Experiences

And, I just looked at the link you sent- THANK YOU! It's really helpful. 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 4 of 6
LoriedFav
New Visitor

Re: Expanded PSLF Experiences

Thanks for the information


@kberly69 wrote:

Has anyone out there submitted the form for PSLF since the expansion of the program at the beginning of the month? I know it's early but I was curious if anyone has received time frames or other tidbits of info. I have all Direct loans, have worked full time in the public service sector for the entire time PSFL has existed, and was only on a forebearance (or deferrment?- can't remember) for about 6 months of that time so there's no way I don't have the 120 needed.

I attempted to qualify in the past but my payments were mostly made on the standard repayment scale so I was only able to have 21 of them count at the time. I submitted the updated form to FedLoans last week and got an email saying they received it and that "the process of confirming your eligibility and qualifying payments may take approximately 30-90 days". Hope that's true!

Anyone have any other info to share?


 

Message 5 of 6
kberly69
Frequent Contributor

Re: Expanded PSLF Experiences

I received a reply regarding my application/verification. They didn't like our HR person's signature. She has very nice handwriting and her signature looked like it was typed, according to the rep I talked to. She had to re-sign below, initial and date. I resubmitted and will see where it goes. Interestingly, our HR signer said she's signed many of these and mine is the first to be returned as unacceptable. 


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 6 of 6
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