HELP Needed: Been A Secretary for A Non-Profit for 13 years

[Caesar89]

Need some knowledge or direction. I have been working for this non profit every since I was a teenager to present. It's recognized as a 501(c)3. Community service has always been a passion but I am recently realizing my student loans could have been forgiven YEARS ago if I didn't have my head in the clouds. Is there any recourse? Is there any help for me ?

[donkort]

At the very least, if you have 120 student loan payments all on time from federal loans, you are eligible for Public Service Loan Forgiveness (PSFL).

You could also apply for TEPSFL, which is "Temporary Expanded Public Service Loan Forgiveness," which has less stringent requirements.

You should apply anyway...once a year.  If you're rejected, it's not a permanent rejection.  They will inform you how many qualified payments you have made.

You should also consolidate your loans, and make MOHELA your servicer.

Good luck.