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When reading the rules for the new IBR, it seems that if I file a separate tax return from my spouse, no matter how much he makes or how little I make, they would only look at MY return when calculating my new loan payment. Is this correct?
Too late for us to do anything this year about it even if it is, but if that is true, could be a HUGE plus for tax planning for next year.
since it's a new program, nobody probably has much info other than what you have. personally, i'm going to wait & just ask sallie mae about my situation, & see what they say.