PSLF Discharge - Whew!!

[0errant]

Mine finally came through, as well! I should have been done in 2017, but I will take what I can get at this point. I have been fighting with FedLoan Servicing for years over their miscalculated payments and didn't see an end in sight. 

[TaylorTaylor]

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@Anonymous wrote:

I just applied to consolidate into a direct loan. Does anyone know how long this takes?

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I did this in August 2019. It was done by mid September 2019. I don't remember the exact dates and it was from Navient to FedLoan.

[0errant]

And it gets even better! They've actually sent me 20 separate refund checks for payments made in excess. The weird part is that I have not received a letter or statement with an accounting of this.

Has anyone else received refund checks?

I don't want to sound ungrateful, but it should actually be more. An accounting of how my payments were counted would be nice. Also an explanation and accounting to refund checks would be helpful. How am I to even know that I received them all?

[OniStringer]

Congratulations 

[jlc]

Got my letter today!  Mine are discharged as well!   A friend of mine had over $217,000 wiped away.  Raised her credit score over 70 points.  She was a single mom and lived off her loans.  

[PullingMeSoftly]

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@jlc wrote:

Got my letter today!  Mine are discharged as well!   A friend of mine had over $217,000 wiped away.  Raised her credit score over 70 points.  She was a single mom and lived off her loans.  

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Huge congrats @jlc, it's a great feeling to have that weight off the shoulders!

[JM761]

This thread gives me hope...thank you!

Congrats to everyone who had their loans forgiven (or are on their way to it)

I've worked at a qualifying agency for 16 years but thought I was out of luck b/c I had Ffelp loans, not direct loans. Thanks to the waiver, I'm eligible. My issue was late payments...I did not consolidate and join the program earlier b/c I was reading older PSLF info that said late payments do not count. My loans were sold to another company and I thought I was going to get sued. Now, it looks like I can consolidate today and start the process (I know it takes months).

Congrats everyone!