OK guys I have a quick question , I'm almost done with rehab so I'm trying to figure out my game plan once I'm done amd need to know exactly what is what as far as my SLs , OK so on all three reports I have two separate TLs one is from Great Lakes that says closed , transfered , status unknown, the other is from Dept of Ed that's says closed transfered to government collections agency. This is for the same loan . I guess I'm just confused bc the collections agency doesn't actually show up anywhere in my files , but I have also noticed since I started my rehab back in Jan they are still reporting late payments every mth on the Dept of Ed TL , is this normal even tho I'm making my rehab payments ? I tried to dispute and ended up getting a score drop so that sucked amd I don't want to mess up anything else but when the time comes I need to know how to approach this and what exactly should be changing once it's rehabbed . Thanks guys any input would be great!