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Student Loan Reporting Help

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Anonymous
Not applicable

Student Loan Reporting Help

So I have a few issues with my student loans reporting I was hoping to get some advice on.

My Experian Report has my loans reporting twice.

Once from US Department of Ed- all of which are charged off

Once from Navient, with all of them closed Transferred/Sold as of January 1st 2015

I am currently rehabbing all of these loans. I am in my fifth month. Should I have the loans reporting like that?

Message 1 of 5
4 REPLIES 4
crazycatlady1975
Established Member

Re: Student Loan Reporting Help

I have the same for mine - i was waiting for the end of my rehab to try to get rid of them.
Message 2 of 5
Aduke1122
Senior Contributor

Re: Student Loan Reporting Help

Mine are the same , I tried to dispute them last mth but ended up getting a score drop bc they Updated , I only have 2 more payments left on my Rehab I'm so.anxious I can hardly wait to get the end results , this has been a long 7 mths , it's the most significant thing keeping my scores in the upper 500 , I'm so hoping I get as lucky as some of the others here and not only get the default stat us removed but everything negative removed and a nice long tradeline for when the new servicer reports it..
Message 3 of 5
Aduke1122
Senior Contributor

Re: Student Loan Reporting Help

So I guess I would recommend from my impatience to not dispute until you have completed rehab bc it will.do more harm than good .
Message 4 of 5
Jesedmotherof5
Established Contributor

Re: Student Loan Reporting Help

Dont dispute until after rehab! I tied it a few times... Didnt work and it was rebucketed to a collection account on my tu which caused a major score drop.
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Message 5 of 5
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