I, personally, haven't heard of the the TLs actually being removed but they should show as "closed" and "current" at minimium. Some folks, myself included, have had all of the "history of default", i.e., late payment history that lead to default removed--this can happen.
My FICO Scores:
9/17: EQ - 542 / TU - 535 / EX - 506 // Mortgage: 553, 545, 486
10/ 17: EQ - 558 / TU - 563 / EX - 586 // Mortgage: 554, 568, 536
11/17: EQ - 630 / TU - 589 / EX - 614 // Mortgage: 606, 606, 572
12/17: EQ - 630 / TU - 624 / EX - 619 // Mortgage: 584, 612, 671
9/18: EQ - 676 / TU - 676 / EX - 643 // Mortgage: 652, 628, 606
Journey Milestones: Completed Federal Student Loan Rehab in Sept 2017. Settled First Premier Bank CC in August 2017. Constant uphill battle with Navient incorrect reporting on seven (7!) private student loans. No TLs listed in delinquency. Obsessively keeping 2 CC UTI @ 7-9% monthly.
End Goal: Pre-Approval for FHA Spring/Summer 2018 (COMPLETED)
New End Goal: 700+ Spring 2019
