Doctors who practice in underserved areas can often qualify for loan forgiveness/repayment programs, but not not high salaries. Lucrative private practices can offer loan repayment programs, but are not the majority. With the rise in tuitions and interest rates more and more doctors are falling into the category of decent salaries that will be paying off extremely high debt for at least a decade. Especially since the higher interest rates are often deferred for years, just piling up. As a med student, I will be worth, in debt, a fantastic house by the time I'm done. If you want a house, it'll be like having a double mortgage.