I've been in the SAVE plan which doesn't count towards student loan forgiveness. I read you can buy back student loan payments that didn't count.Has anyone done that and if so how long does that process take? I did not have taxable income or file a tax return during the past two years, will that be a problem determining the buyback amount I owe? (Should be $0). On a side note, once I get all that done, how long does it take to get the student loans forgiven once I get all these other details cleared up and submit a public service student forgiveness application?