I feel like I am back on track, took a slight downturn when I had to use my cards for a few emergencies, utlization was close to 70%, now I am down to around 40% decreasing each month as our "house arrest" starts.. Yesterday all 3 of my scores topped 670 for the first time in many, many years.. I need to get better at gardening, but has been two months since I added 2 new cards (Target Red and Walmart MC), but my new credit section of the scoring model is in the poor range so need thn INQ to age off..
Right now I have two cards with a balance:
Venture One $2450/$3500
Discover $850/$1250
Hopefully by end of May I can get those both lowered..
