As we approach the holidays, the stress of overspending can be tremendous. What steps are you taking so that you ring in the New Year not drowning in debt? What new ideas or plans do you have so that 0% promos don't sway you away from your goals? If you have a plan or strategy that you would like to share, please do!
I know you are all hard at work with your credit goals. Have you progressed as far as you hoped? Were there any unforeseen expenses that cropped up and may have thrown you off schedule?
As a reminder, participation in these monthly check-ins is optional but encouraged. The goal is to help keep you on track, so feel free to post your progress updates here. This is a no-judgment zone; feel free to say what's keeping you up at night or give yourself a Kudo for having it all together.
Did you hit any potholes or speedbumps? Achieve some milestones, either small or mighty? Change your goals or add new ones?
Let us know how you're doing!
What have been your biggest accomplishments and obstacles so far in the myFICO Fitness Challenge this year?
And as far as this holiday season as quoted in the opening post.....I generally spent less this year in general but i made sure to save all my cash back rewards all year to use towards christmas shopping...So i wont be drowning in debt. The online shopping deals are pretty good this year too...
My goals for december are just to stay firmly put in the garden and garden my new additions! Oh and of course to have as good of a holiday season as i possibly can during this hellish time we are all living in.
I want to wish all of this lovely myFICO community a happy and HEALTHY holiday season. WE CAN DO THIS!
My biggest accomplishment is that my FICOs (2 of them anyway) have crossed over from Fair to Good 
Hubby and I are getting ready to apply for our first mortgage, we need a bigger house and we're having a baby due next month. We're both nervous because we have no idea what to expect in the home-buying process.
Checking in for December (wow time is flying)
Just want to say hello to everyone.
Score is slowly going up, just gained +3 on EX.
Continuing to garden, trying to stay on track with credit goals.
Glad to see some familiar faces
Wishing everyone "Happiest Holidays Possible" ...