1.4% Utilization Causes 9 Point Score Drop

[Anonymous]

To everyone,

I am sorry. I was mistaken. I had a dream that I thought was reality. I was confused and kindly ignore my previous posts.

@CreditPoor- Thank you for your post.

I suggest reading JoeRockhead's  and Thomas_Thumb's  posts above for general theories.

I also suggest that being angry with Fico score swings is a waste of blood pressure and that seemingly unexplainable minor Fico score swings are completely irrelevant. They swing back 15 to 30 days at a time.

[SouthJamaica]

As noted above, neither 1.4% aggregate revolving utilization nor 10% individual account utilization would cause any downward pressure on a FICO 8 score.