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100 point difference.

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lanah
Valued Member

100 point difference.

There is absolutely nothing different between my transunion and equifax reports. But for some reason my scores are a hundred points different from eachother. EQ 726 Transunion 626.

 

i really don't understand it.

 

Message 1 of 5
4 REPLIES 4
haulingthescoreup
Moderator Emerita

Re: 100 point difference.

These are both FICO scores?

Did you pull your reports here? If so, what are the negatives on each, in order, and the positives?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 5
Anonymous
Not applicable

Re: 100 point difference.

I have the same problem.  The only differnces between my reports that I can find are two collections on Transunion that show up as accounts on Equifax.  Why would the collections be listed as accounts? 
Message 3 of 5
lanah
Valued Member

Re: 100 point difference.

Yes I got it here. When you say list the negatives and positives in order. Do you mean the things that MYFICO list as "things that affecting your report" or are you talking about each individual item?

 

 

 

Message 4 of 5
haulingthescoreup
Moderator Emerita

Re: 100 point difference.


lanah wrote:

Yes I got it here. When you say list the negatives and positives in order. Do you mean the things that MYFICO list as "things that affecting your report" or are you talking about each individual item? 


Right, the list on screen two, where the things that hurt are on the left, and things that help are on the right. These are taken directly from the full list of negatives that accompany every FICO report.



edit: whoops, html run wild...
Message Edited by haulingthescoreup on 10-03-2009 07:17 AM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 5
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