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128 point difference between Equifax and Transunion

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Anonymous
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128 point difference between Equifax and Transunion

Just curious what makes these so different???!!! Why is equifax so much worse?
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: 128 point difference between Equifax and Transunion

Do you have some negative item that is only reporting to EQ?

Message 2 of 6
Anonymous
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Re: 128 point difference between Equifax and Transunion

I guess I'll have to check. This is abysmal.
Message 3 of 6
Anonymous
Not applicable

Re: 128 point difference between Equifax and Transunion

it's happening to me as well and it is quite normal.  not all collection agency report to all 3 reports. 

 

my fico now

EQ: 700 (no collections)

TU: 649  ( 2 closed collections)

EX: 644   (2 closed collections)

 

2 of those colletions r the same that are supposed to come off this year. 

Message 4 of 6
Anonymous
Not applicable

Re: 128 point difference between Equifax and Transunion


@Anonymous wrote:

Do you have some negative item that is only reporting to EQ?


+1

 

My EQ and EX are over 700, but my TU is 655 because of one single baddie.  Just waiting for it to age off.

Message 5 of 6
ddemari
Super Contributor

Re: 128 point difference between Equifax and Transunion

when the collection comes off you probably will see a 50 point increase. 

Message 6 of 6
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