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2 Inquiries gained 41 points on Experian?

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OMW2_HighAcheiver
Established Contributor

2 Inquiries gained 41 points on Experian?

myFICO 9/9/2015

9/7 1 INQ on TU 6 point increase
2 INQ on EQ 9 point decrease
9/8 2 INQ on EX 41 point INCREASE

Interesting to say the least





Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: 2 Inquiries gained 41 points on Experian?

Wow that's nice one of your accounts hit a magic threshold like 5 to 6 months age etc.  I think you applied for a card and haven't heard any news?   maybe you were approved and had a great limit along the way as well?  who knows I'm sure you'll find out soon

Message 2 of 4
CreditMagic7
Mega Contributor

Re: 2 Inquiries gained 41 points on Experian?

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/bd-p/ficoscoring

 

Study the comparisons when theres time. Real eye-opening facts!

Message 3 of 4
Revelate
Moderator Emeritus

Re: 2 Inquiries gained 41 points on Experian?

Inquiries are never a positive; they may be zero penalty (step function calculation) but they won't increase your score.  Ever.

 

Something else changed in your report; without a before and after snapshot (which is hard on EX unless you have CCT or similar) it might be hard to pick out the reason but it wasn't the inquiries.




        
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