2 to 3 CCs

[Anonymous]

How much score increase can you expect going from 2 to 3 open CCs with no other open accounts? I am considering adding myself as an AU on a store card so the AAoA will remain unaffected. The utilization will remain at 1% with a balance on exactly one card.

Can the score decrease going from 2 to 3 CCs? 

[Anonymous]

 Your score can be impacted by AAofA.  What is it now and what will it be when you are added?

Do you have other accounts reporting?

[Anonymous]

AAoA will go from 7.9 to 7.8 years. 

I have no other open accounts.

[fused]

Do you know your FICO scores? When did you open the two cards? Does this AU account have open date older than your two cards?

[Anonymous]

11 years and 1 month respectively. The AU would be 6+ years old. 

[MarineVietVet]

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@Anonymous wrote:

AAoA will go from 7.9 to 7.8 years. 

I have no other open accounts.

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Since AAoA is rounded down for scoring you'll be fine as far as that's concerned.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800, 10/10-813
TU - 10/10-774
You can do the same thing with hard work

[fused]

My best guess is this new AU account probably won't hurt your scores. That said, it might not help a whole lot either.