3 recent inquiries and no change in score?

[valley_man0505]

Could this be correct or is ScoreWatch not actually updating my score?  I applied for 4 different CC's this week, and 3 of those inquiries have showed up on my EQ report in the past two days.  According to ScoreWatch, my Fico has not changed, however.  I was expecting to take a hit in my score.  My EQ only had 3 inquries prior to these being added.

[Anonymous]

I suspect the INQs haven't percolated through ScoreWatch yet. I'd give it another week or so.

[valley_man0505]

The inqs are showing up on ScoreWatch as alerts--doesn't the score update any time there is an alert?

[Anonymous]

In theory, yes. In practice...well, not exactly.

[tonsers]

Do you have the target score set for your current score? This is how you make sure that you get an update every time that your score changes.

For example, if your score is 721, set your target for 721 - anytime it goes above or below, you will get an alert. Just make sure to go in *then* and update your new target score.

[haulingthescoreup]

I found that the ding for my new inqs came about 5-6 days after they posted. I was feeling pretty smug there for a bit.

Also, if you already have a bunch of inqs, a few additional ones might not change your score.

But definitely, you must always change your "target" score to your new score whenever you get an alert. You can reset it now, but it's possible that it will have missed this particular trigger.