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Ok so last week I received my myfico notification that a new account was detected on my Experian giving me a 31 point increase. Today the notification for equifax shows the same account added but no point increase. What gives? I thought for sure my score would increase once adding credit cards to the mix since I didn't have any.
@Sassy_Taurus wrote:Ok so last week I received my myfico notification that a new account was detected on my Experian giving me a 31 point increase. Today the notification for equifax shows the same account added but no point increase. What gives? I thought for sure my score would increase once adding credit cards to the mix since I didn't have any.
Assuming we're talking FICO 8, my guess would be that Equifax only got a partial report which does happen with first reports from many lenders; I'd wait for a further report before worrying about it, though could check something like Credit Karma and see if all the relevant details are there for the tradeline.
