Small data point on # of revolving accounts > 30%.
Rarely do my FICO 8 and mortgage scores react in unison, but this time it appears that they did.
I had 2 accounts at > 30% (61% and 51%). When a 3rd naughty account reported at 59%, EX FICO 8 dropped 8 points and EX FICO 2 dropped 6.
It could also be attributable to the concurrent change in aggregate revolving utilization from 24% (rounded) to 26% (rounded). If I can get the aggregate down to 24% without disturbing the 3 miscreant individual account balances, I might know for certain.
What are your scores?
