+40 points...not sure why

[Anonymous]

Just wondering if any of you have any ideas on this one.  As of today my score jumped 40 points and I'm not sure I understand why.  Here are some possibilities as it seems I have a lot of different things happening all at once, but I'm not sure which could actually affect the score signifigantly.

 1 account hit the 1 year mark

1 account hit the 2 year mark

2 accouts hit eh 5 year mark

my only major derog of 120+ days late hit the two year mark

I also combined two cards, both with about the same length of history.  One with a limit of $4100 and a second with a limit of $2600 for a total of one card at $6700  making this my highest credit line (formerly $5100).

Could any or even all of these justify a 40 point jump or is there something esle I shoudl be looking at?

[llecs]

Could easily be any of those I believe. Speaking on the perspective of the 1 yr mark, I saw about a 20 point increase when I had 2-3-4 CCs hit the one yr mark.

[marty56]

Dont think the 120 day late turning 2 years had an impact.  120 day late for hurt in a big way till it falls off.