Hey guys, I hope this helps someone. However, skinny got into the 700 club tonight! I bought the MF upgrade to 3B+ and my utility pay down updated to Experian. Score rose from 681 to 704.
This card was also blended into a twin with a 2.5k CL with a 1.1k balance which was paid off. I still have another card with a 57% individual utility, and the other CRAs are accounting a 33% overall utility less the additional 2.5k. This activity dropped my overall utility to 14%.
Thanks for viewing, and thank you to all who contribute
Sounds like you've still got 15-25 points or so on the table based on where your utilization currently sits, so once you overcome that opportunity you'll be even happier.
Looks like you were right behind me!! My EX updated this morning from 699 to 705! Now all my scores are in the 700's except EQ.
Anywho, congrats!! I love it when people achieve their goals on here. You're definitely in for a big increase once you pay down those cards.
I saw you went from the high 500s to the 700s in a year, THAT is inspiring. Friendly wager on the 800s in a year?
Thank you!! I couldn't have done it without this forum!
Sure I'll take that wager!