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760 Plus across the board!

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bettercreditguy1
Established Contributor

760 Plus across the board!

Wow, I finally hit a major point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most  this month, up to 765. Exp up two points to 770 and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is the middle score with the newest late, (same account just not same info), one inquiry on each report under one year, 2 auto loans, mortage loan, and 4% utilization on four active credit cards.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 1 of 6
5 REPLIES 5
mongstradamus
Super Contributor

Re: 760 Plus across the board!


@bettercreditguy1 wrote:

Wow, I finally hit a major point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most  this month, up to 765. Exp up two points to 770 and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is the middle score with the newest late, (same account just not same info), one inquiry on each report under one year, 2 auto loans, mortage loan, and 4% utilization on four active credit cards.


Gratz that's a nice accomplishment !!!



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 6
VirtualCuriosity
Established Contributor

Re: 760 Plus across the board!

Very nice work.  Congrats to you.  


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 3 of 6
HiLine
Blogger

Re: 760 Plus across the board!

Was wondering ... Have you hit 800 yet? Smiley Happy
Message 4 of 6
bettercreditguy1
Established Contributor

Re: 760 Plus across the board!

Not yet, Just got a new house and mortage a week ago. I will update after December rolls around.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience
Message 5 of 6
CreditPlay
Frequent Contributor

Re: 760 Plus across the board!

Great work. congrats!


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
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