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Wow, I finally hit a major point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most this month, up to 765. Exp up two points to 770 and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is the middle score with the newest late, (same account just not same info), one inquiry on each report under one year, 2 auto loans, mortage loan, and 4% utilization on four active credit cards.
@bettercreditguy1 wrote:Wow, I finally hit a major point with all 3 scores over 760! Yes, it has been a long wait, with TU increasing the most this month, up to 765. Exp up two points to 770 and EQ holding very steady at 792. I was hoping for 800, however, It may be a few more months before EQ reaches that bus stop. There is one account showing missed payments. It has now been 5 yrs and 2 mos on two cra' s and 4 yrs and 2 mos on the remaining cra. Odd enough however is that it is the middle score with the newest late, (same account just not same info), one inquiry on each report under one year, 2 auto loans, mortage loan, and 4% utilization on four active credit cards.
Gratz that's a nice accomplishment !!!
Very nice work. Congrats to you.

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
Not yet, Just got a new house and mortage a week ago. I will update after December rolls around.
Great work. congrats!
| FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |