80 point increase in two months?

[Anonymous]

Does that seem realistic?

My score was 548 for Equifax/FICO as pulled by Credco for a mortgage pre-qual (obviously didn't get it).

I gave in and paid for myfico.com's FICO and got 642 (which IS high enough for the mortgage).

Is this real?

What are the chances if the equifax one went up that much in two months (I paid some balances and NO new lates), the other two went up the same or close, so I can get my mortgage? (There's a house I want and they lowered the price)

Previously TU was 602, EXP 589

Thanks for any advice

[Anonymous]

I don't see a way to edit the post, I updated my signature with the correct original values as of March. The report was from 3/30 so it's really only 1 month I guess.

Thanks again for any advice!

[MarineVietVet]

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@Anonymous wrote:

I don't see a way to edit the post, I updated my signature with the correct original values as of March. The report was from 3/30 so it's really only 1 month I guess.

Thanks again for any advice!

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Hi jesirose.

If you want to edit your post to the right you'll see "Options." Click on "Options" and select "Edit Message" from the drop-down menu.

To edit your signature go to My Settings----->Personal Information and then edit the information in the "Signature" box. Be sure and go to "Save Changes" at the bottom of the page. If you need any more help let me know.

--Marinevietvet, myFICO moderator