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Hey Matt. I wanna be like you-ou!
You know we want to understand that universe as best we can. Tell us, if you will, a little bit more. AAofA, installment, mortgage, stuff like that. If you're willing, inquiring minds want to know......
@Anonymous wrote:Hey Matt. I wanna be like you-ou!
You know we want to understand that universe as best we can. Tell us, if you will, a little bit more. AAofA, installment, mortgage, stuff like that. If you're willing, inquiring minds want to know......
Ok, copied and pasted:
What’s helping your FICO® score
the first has the greatest positive impact and the last has the least.
1. You have no missed payments on your credit accounts.
2. You've limited the use of your available credit. Ratio of your revolving balances to your credit limits 2%
3. You have an established credit history. Your oldest account was opened 27 Years, 9 Months ago
Average age of your accounts 11 years
4. You have an established revolving credit history. Your first revolving account was opened 27 Years, 9 Months ago
The only interest my wife and I pay is our mortgage: I paid off the car a couple years ago and the next one will be cash.
We pay our CCs in full each month.
Cool beans. Looks like I might be eligible in, oh, about 26 years! ![]()
Actually, we'll be sneaking up on it before that. Glad to hear one can be in the 800 strike zone without any installments!
Chase is supposedly now offering free EX FICO to account holders. Do you have any Chase and have you looked for that option? Then you will have true FICO's across all three confirmed....just for fun!
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