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800s across the board

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MattH
Senior Contributor

800s across the board

Just pulled my TU and EQ scores here: 800 and 804.  Of course I can't pull my EX Score here, but when people could pull EX FICOS EX was always the highest of my three scores. I can pull EX Plus FAKO whenever I want and that's always 812.
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: 800s across the board

When my scores were pulled by a LO, they were EX: 747, EQ: 712 and TU04: 701.  Chances are your EX score is a bit higher! Smiley Happy
Message 2 of 13
soliloquy
Regular Contributor

Re: 800s across the board

Congratulations, that's wonderful!
Message 3 of 13
MarineVietVet
Moderator Emeritus

Re: 800s across the board

Good job Matt.
Message 4 of 13
marty56
Super Contributor

Re: 800s across the board

Nice, very nice.
1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 5 of 13
Jazzzy
Valued Contributor

Re: 800s across the board

Congratulations Matt...good work.
Message 6 of 13
Anonymous
Not applicable

Re: 800s across the board

Hey Matt.  I wanna be like you-ou!

 

You know we want to understand that universe as best we can.  Tell us, if you will, a little bit more.  AAofA, installment, mortgage, stuff like that.  If you're willing, inquiring minds want to know......

Message 7 of 13
MattH
Senior Contributor

Re: 800s across the board


@Anonymous wrote:

Hey Matt.  I wanna be like you-ou!

 

You know we want to understand that universe as best we can.  Tell us, if you will, a little bit more.  AAofA, installment, mortgage, stuff like that.  If you're willing, inquiring minds want to know......


 

Ok, copied and pasted:

What’s helping your FICO® score
the first has the greatest positive impact and the last has the least.

1. You have no missed payments on your credit accounts.
2. You've limited the use of your available credit. Ratio of your revolving balances to your credit limits 2%

3. You have an established credit history. Your oldest account was opened 27 Years, 9 Months ago
Average age of your accounts 11 years

4. You have an established revolving credit history.  Your first revolving account was opened 27 Years, 9 Months ago

The only interest my wife and I pay is our mortgage: I paid off the car a couple years ago and the next one will be cash.

We pay our CCs in full each month.

 

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
Message 8 of 13
Anonymous
Not applicable

Re: 800s across the board

Cool beans.  Looks like I might be eligible in, oh, about 26 years!  Smiley Very Happy

 

Actually, we'll be sneaking up on it before that.  Glad to hear one can be in the 800 strike zone without any installments!

Message 9 of 13
Anonymous
Not applicable

Re: 800s across the board

Chase is supposedly now offering free EX FICO to account holders.  Do you have any Chase and have you looked for that option?  Then you will have true FICO's across all three confirmed....just for fun!

 

Smiley Happy

 

 

Message 10 of 13
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