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82 point FACO jump.

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tcbofade
Super Contributor

82 point FACO jump.

82 point FAKO jump on Experian.

 

Historically, BofA's FICO is about 20 points higher than the FAKO that I get...

 

I'm very tempted to push the app button.....

Fico 8 8/01/25: EX 802, EQ 804, TU 800.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 1 of 4
3 REPLIES 3
pizzadude
Credit Mentor

Re: 82 point FACO jump.


@tcbofade wrote:

82 point FAKO jump on Experian.

 

Historically, BofA's FICO is about 20 points higher than the FAKO that I get...

 

I'm very tempted to push the app button.....


Wow !  Do you have any idea what might have caused such a large increase ??   I'm always hesitant to attempt to correlate a FAKO score jump to a FICO jump unless I know for certain what has changed on my reports.....

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
tcbofade
Super Contributor

Re: 82 point FACO jump.

Yes, I do.

 

Long standing argument with a former cable company....disputed it again, and EX removed it...it was my only baddie.

 

Now all three of my CR's are completely clean.

 

(My util still sucks, and I've got WAY too many inq's....but NO dings....)

Fico 8 8/01/25: EX 802, EQ 804, TU 800.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 3 of 4
pizzadude
Credit Mentor

Re: 82 point FACO jump.

 

Cool ~ that's great that your reports are clean, now you just need to work on your utilization....Hopefully you will see a nice FICO score boost as well.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 4
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