@Anonymous wrote:
iv Are there any threads on that? That’s the first time I’ve ever heard that and I would like to read more about it.
I would’ve guessed the point loss was definitely from something else and that he was making an improper correlation as BBS suggested.
@Thomas_Thumb mentioned the possiblity of that behavior of all-zero AU accounts to me in this thread:
https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Negative-Reason-Codes-still-present-at-850-score/td-p/5248757
I've since observed a (small) drop on multiple occasions that did appear to be related to all AUs reporting zero.
It's a very minor effect, though.
EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
