A quick AZEO question

[Meanmchine]

Next week will be the first time my CRs will reflect only one account showing a balance and total CL < 1%

The one account that is running the balance is $750 / $10500 or 0.071%. Question is, Is this balance to high for max AZEO scoring ?

Thanks

[SouthJamaica]

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@Meanmchine wrote:

Next week will be the first time my CRs will reflect only one account showing a balance and total CL < 1%

The one account that is running the balance is $750 / $10500 or 0.071%. Question is, Is this balance to high for max AZEO scoring ?

Thanks

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No, 7% is perfect.

[Meanmchine]

Thanks SJ

< Snoopy Dance >

[Anonymous]

It's plenty high enough, as would be $75 or even $7.50.  Basically, anything $5 or greater is large enough to report to the bureaus regardless of lender and any non-zero reported balance will satisfy FICO "seeing" current revolving credit use.

[HeavenOhio]

@Meanmchine, when we give AZEO instructions, we say "five dollars but not much more" because it simplifies the explanation, eliminates surprises, and works with both low and high limits. Given your balance and limit, I'd predict that you'll still get your AZEO score.

[Meanmchine]

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@HeavenOhio wrote:

@Meanmchine, when we give AZEO instructions, we say "five dollars but not much more" because it simplifies the explanation, eliminates surprises, and works with both low and high limits. Given your balance and limit, I'd predict that you'll still get your AZEO score.

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Thank you.  I wasnt even trying to get to AZEO, just worked out that way.  It wont last very long tho.  I got a purchase coming up at Target and Ill let the balance float for a few months and try for some auto love.

[NRB525]

Congrats on getting to low utilization.

Let us know if you see any actual score movement with AZEO, apart from the low utilization