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My average age of oldest account is 4 years 8 months when it ages to 5 years will I see much of a boost? I read here that certain ages of accounts get a boost, wondering it I should hope for anything noticeable?
@House2021 wrote:My average age of oldest account is 4 years 8 months when it ages to 5 years will I see much of a boost? I read here that certain ages of accounts get a boost, wondering it I should hope for anything noticeable?
I got a handful of points at 5 years but might have been conflated with another thing too. It wasn't an earth shattering thing, AAOA never is seemingly.

@House2021 wrote:My average age of oldest account is 4 years 8 months when it ages to 5 years will I see much of a boost? I read here that certain ages of accounts get a boost, wondering it I should hope for anything noticeable?
The general view here is that 5 years is not a threshold but 5 years 6 months is a threshold ![]()
I just hit 5 years this month and gained 20-26 points in FICO 8 but it was -- as in @Revelate 's case -- accompanied by another event. In my case the accompanying event was hitting 12 months age of newest account, which I am told is capable of producing a 20 to 26 point gain all on its own.





























5 year, very little to no change for me on Fico 8.