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I need a little advice. My EQ report shows two previously paid off (good history) auto loans but my TU does not show them. I have three baddies that will drop off by the end of the year. These just happen to be my oldest accounts. One of the auto loans is the next oldest account. By December my EQ will show AAoA as 5.3 yrs and oldest acct at 9.3 yrs however my TU will show AAoA as 4.9 yrs and oldest account at 7.2 yrs.
Should I ask the auto lender to report the auto loans to all three CRA's? Will they I wonder? or is this a small difference that I should just not worry about?
Thanks,
RRinTN
@Anonymous wrote:I need a little advice. My EQ report shows two previously paid off (good history) auto loans but my TU does not show them. I have three baddies that will drop off by the end of the year. These just happen to be my oldest accounts. One of the auto loans is the next oldest account. By December my EQ will show AAoA as 5.3 yrs and oldest acct at 9.3 yrs however my TU will show AAoA as 4.9 yrs and oldest account at 7.2 yrs.
Should I ask the auto lender to report the auto loans to all three CRA's? Will they I wonder? or is this a small difference that I should just not worry about?
Thanks,
RRinTN
Since these are paid and closed the lender may not be open to reporting them now but it never hurts to ask. If they agree to do this it will help both your AAoA and credit length history. IMO it's worth the shot.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".