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AZEO Impact on Mortgage

AllZero
Super Contributor

Re: AZEO Impact on Mortgage

What CMS Credit Monitoring Service are you using?

 

Have you compared your before and after reports line by line to audit if there is any other changes on your credit report besides the reduced utilization?

Message 11 of 14
danking2005
New Member

Re: AZEO Impact on Mortgage

I used my 3B's credit reports from annualcreditreport.com for comparison. Don't see anything amiss or exception from last week's report (I am pulling them weekly since last couple of months).  

Message 12 of 14
danking2005
New Member

Re: AZEO Impact on Mortgage

Its a revolving CC with 5k limit.

Message 13 of 14
Birdman7
Super Contributor

Re: AZEO Impact on Mortgage

The score loss was not caused by AZEO. 

-Community’s scoring wisdom: Scoring Primer.
-New: MORTGAGE SECTION.
-Negative Reason Codes: CassieCard’s Score Factors.
-Calculate metrics with ccquest’s Workbook.

Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.





(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 14 of 14
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