Okay then. I chose it because there were other posts that said the limits were 33k to 36k. I took a shot. Don't know why it's this way but it's reversible. Is there a reason why the EQ 08 score went down and the Score 5 didn't go up?
And the reason why was HELOCS. They were trying to exclude those in 98 and that’s where they set the cut off. On the 04 version it was a little higher. They totally got rid of it in version 8 or made it 100,000.
I lost track of which scores need the OP's NFCU card to count for, but might it be helpful (or opposite) to ask NFCU to lower the CL on that card below thresholds noted?
@Anonymous wrote: Well that would work, but he’s got another card with a lower limit, so it’s just easier to change cards then take a CLD on a limit you’ve earned. 😉
OP, any update?
Latest update: Finally have the small balance report on EX and the outcome is not as expected. FICO8 went back up to 701 but the FICO2 fell short of expectation and went up a measly 8 points to 681. Use to be 686 a few months ago. The other CRA's haven't reported yet
