My scores were steady before this. Worth noting I had just opened a Chase Freedom card one month ago, that only dropped me 2 pts. I decided to let that card be the one that reported a balance..no change. Then I paid it off to see if they still reported a zero balance and sure enough that dropped me big time. Seems silly. Maybe something about being a new card with a balance then no balance aggravated Experian computers? Lol
