No. For the mortgage Scores you only want one account reporting a balance but it needs to be a bank card with a credit limit of $31,000 or less. There is no difference between authorized user accounts and primary accounts for the mortgage scores. Therefore one qualifying bankcard with a balance. True AZEO.
for version 8/9, you do the modified AZEO with a balance on an authorized user account that's not discounted.
for your best mortgage Scores you only want one, zero out the AU for your best score.
