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08-12-2007
07:15 PM
08-12-2007
07:15 PM
Account Just Aged to One year Old - Wow! "large" jump in FICO!
last year I got two cards with Citi. My credit reports both report it as being established in 8/2006 even though one of them I didn't receive until 9/2006. Anyway, when I checked my FICO scores several weeks ago (7/25/07 to be exact) they were as follows:
TU: 708
EQ: 726
EX: 715
Those were with my account age of 11 months. I just checked again today as the age would now be reported as one year, and I noticed an unexpected increase in my score! Someone mentioned before that an account is still considered "new" until it has reached the one year mark. I really only expected a small increase in score from a "new" account to a 12-month old account, so I was surprised when I saw the following scores:
TU: 719
EQ: 738
EX: 735
Simply amazing - I guess account age has more of an effect than I originally thought.
Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800
Take the FICO Fitness Challenge
TU: 708
EQ: 726
EX: 715
Those were with my account age of 11 months. I just checked again today as the age would now be reported as one year, and I noticed an unexpected increase in my score! Someone mentioned before that an account is still considered "new" until it has reached the one year mark. I really only expected a small increase in score from a "new" account to a 12-month old account, so I was surprised when I saw the following scores:
TU: 719
EQ: 738
EX: 735
Simply amazing - I guess account age has more of an effect than I originally thought.

Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800
Take the FICO Fitness Challenge
Message 1 of 5
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Kudos
4 REPLIES 4

Anonymous
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08-12-2007
07:19 PM
08-12-2007
07:19 PM
Re: Account Just Aged to One year Old - Wow! "large" jump in FICO!
Cool!!!
Message 2 of 5
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Kudos
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08-13-2007
10:41 AM
08-13-2007
10:41 AM
Re: Account Just Aged to One year Old - Wow! "large" jump in FICO!
nice!
Message 3 of 5
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Kudos

Anonymous
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08-13-2007
02:49 PM
08-13-2007
02:49 PM
Re: Account Just Aged to One year Old - Wow! "large" jump in FICO!
Really good!
Message 4 of 5
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Kudos

Anonymous
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08-14-2007
07:46 AM
08-14-2007
07:46 AM
Re: Account Just Aged to One year Old - Wow! "large" jump in FICO!
Congrats!!!
Message 5 of 5
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Kudos
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