Just checked my credit karma update and an account and my score decreased. I noticed my capital one venture card, which I have had for months reported as account closed then as new account opened. That dinged my score. Also under account balances they subtracted the balance I owed on the card from the 25,000 in balances I paid off. In other words they reported I paid off 16,000 in balances because it treated the capital one as a new 9300- even though I paid that down to 8100 in addition to the 25,000. **bleep**?! What do I do to fix this immediately?