I heard from him almost as soon as I applied, mainly I think because I jumped the gun and applied before the funds were available. I paid it down to about $80 a few days ago, does anyone know how long it takes the $420 to show back in your savings as available!
@Anonymous wrote:Be advised, CCT is not displaying the Alliant share secure loan correctly for EX. It doesn not show at all for me for EX, but when I checked the EX back door, it is there (and correct) Please see this thread: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Alliant-claims-my-account-is-reporting-accurately-but-its-not/m-p/4728426#M113174
Now that I know it is actually reporting, it makes more sense that my EX Fico 8 went up by 44 pts in the beginning of this month...hahaha.
So my tally of points gained due to the secure loan are:
EQ 657 to 704 = 47 pts
TU 660 to 713 = 53 pts
EX 653 to 697 = 44 pts.
I did not make any other changes to my over all profile. They only other possible factors are INQ's and new accounts aging past the 3 month mark? But either way it looks like it paid off nicely for me! Also, I have a closed in good standing auto loan, a closed transfered mortage, and a Forclosued mortgage on my reports. Just an FYI.
For me no update on EX or CCT, using the "Backdoor" i was able to see that it shows balance of $44, see here:
Account name: ALLIANT CREDIT UNION
Account number: xxxxxxxxx....
Recent balance: $44 as of 07/31/2016
Date opened: 06/2016
Status: Open/Never late.
Here what i see on EX and CCT:
ALLIANT CREDIT UNION
Account Number: xxxxxxxxx....
Account Type: Installment Loan
Terms: 60 Months
Date Opened: 06/01/2016
Account Status: Open
Payment Status: Paid
Status Updated: 06/01/2016 --> WTH ??
Balance: $80.00
That is not good 
