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Adding an installment loan -- the Share Secure technique

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Anonymous
Not applicable

Re: Adding an installment loan -- the Share Secure technique

How long does it take to make contact with the Loan officer after pre approval?

 

I got an email on 03/02/2017 saying my $500 loan request was pre-approved, but the loan officer needed to talk to me to proceed further. Since then, I left 1 email and 2 voicemails. No reply/call from LO yet.

Message 861 of 1,921
Anonymous
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Re: Adding an installment loan -- the Share Secure technique

Hey all, just an update Transunion went up 25 points from the ssl reporting today! Yay 👏
Message 862 of 1,921
Anonymous
Not applicable

Re: Adding an installment loan -- the Share Secure technique


@joltdude wrote:

Interesting...

 

Still waiting for the first payment... No red warning... just this appears when you go to look at the autopay section..

Not in red... just bold text..  Just on the wait and see for it to change after the autopayment goes through. 

I expected a big red warning not this...

Hope its just a formatting change....

 

Setup Automatic Payment

Your loan is currently set up for automatic payment. If you wish to change or cancel the automatic payment, please call us at 800-328-1935 for assistance (Hours: Mon-Fri 7am-7pm CST).

I only did it once but I believe you get the big red warning after you hit the delete button. It's basically their error message telling you that the autopay did not delete. Don't wait for some kind of change to the wording on the site. You either can or can not delete the autopay. I'm not sure when your due date is but you should be able to delete it from 1-3 days prior to the due date. I was able to delete mine 3 days prior.

Message 863 of 1,921
Poppa
Established Contributor

Re: Adding an installment loan -- the Share Secure technique

So...My loan finally hit my Experian and Transunion! Won't know the Fico scores till Friday but I wanted to let yall know. 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 864 of 1,921
Poppa
Established Contributor

Re: Adding an installment loan -- the Share Secure technique


@Anonymous wrote:

How long does it take to make contact with the Loan officer after pre approval?

 

I got an email on 03/02/2017 saying my $500 loan request was pre-approved, but the loan officer needed to talk to me to proceed further. Since then, I left 1 email and 2 voicemails. No reply/call from LO yet.


Hey. I missed the call from the loan officer and wasn't able to get in touch with him either. I ended up calling the number of the first loan officer from the email I got when I first joined Alliant. He was able to get in touch with my loan officer and get the ball rolling but I had to play phone tag for awhile. Then it was quick and easy after that. Loan was finalized same day I talked to them. 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 865 of 1,921
Anonymous
Not applicable

Re: Adding an installment loan -- the Share Secure technique

Nice idea! but I deleted that email Smiley Sad

I will call general customer service and see if they can connect me to this LO

Message 866 of 1,921
joltdude
Senior Contributor

Re: Adding an installment loan -- the Share Secure technique

Know they posted it end of last month but I just got the notifcations/alerts and actually saw the loan show up on my all 3 CR's yesterday and this morning...

 

Figured id tell folks not to panic if they didnt see the loan appear yet... 

 

It will show up

 

Interesting.. my previous secure share  loan still shows open even though it was paid to 0 some time ago... Im guessing the update hasnt taken yet..

-

Message 867 of 1,921
Anonymous
Not applicable

Re: Adding an installment loan -- the Share Secure technique

Mine showed up on Experian today!! 48 whopping points!!👏👏👏 I'm flabbergasted. Thanks to CGID for this technique.
Message 868 of 1,921
Poppa
Established Contributor

Re: Adding an installment loan -- the Share Secure technique


@Anonymous wrote:
Mine showed up on Experian today!! 48 whopping points!!👏👏👏 I'm flabbergasted. Thanks to CGID for this technique.

WOW! Amazing increase! 

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 869 of 1,921
Poppa
Established Contributor

Re: Adding an installment loan -- the Share Secure technique

Scores are in.

My gains this time were modest. 

TU 18 Points and EX 27

FICO SCORE 08 - TU 810 - EX 807



12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 870 of 1,921
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