Adding an installment loan -- the Share Secure technique

[Anonymous]

---

@Anonymous wrote:
Thank you. New question, I applied for the savings account yesterday and when I got to the part where they would welcome me I got a message instead that said my security information was incorrect. I don't know what triggered that, but the message said to wait a couple days and if I hadn't heard from them to call. Isn't this strange? I haven't heard anyone here talk about this happening.

---

Feel free to huddle with the little community of people on this thread.  They may be able to guide you with that.

Any ideas, guys?

[Anonymous]

Update- I got an email from them telling me Congratulations and welcome and I'll be receiving a welcome packet in the mail! I'm excited about that but they also said my initial deposit slip will be in it which is interesting because I was never even given the option to make a deposit when I applied, so we shall see!

[Poppa]

I would call, it's been two days and I'm impatient.

Nevermind You must've posted seconds before I did. Congratulations

[Anonymous]

Thanks!

[Anonymous]

I wanted to say THANKS to CreditGuyInDixie and other contributors in this thread. Because of the help you provided, I was able to pre-qual on my new house over the weekend with some favorable rates. I am the proud owner of a dirt lot with a fantastic view! Construction to commence immediately.

[Anonymous]

Congrats, Driver!

[Poppa]

---

@Anonymous wrote:

I wanted to say THANKS to CreditGuyInDixie and other contributors in this thread. Because of the help you provided, I was able to pre-qual on my new house over the weekend with some favorable rates. I am the proud owner of a dirt lot with a fantastic view! Construction to commence immediately.

---

That's really great news. I think a home is the ultimate reason to build a credit score. I know it's the reason me and my wife started our credit journey. I'm very happy for you and I hope you enjoy a long life in your new home. 

[Anonymous]

---

@Poppa wrote:

---

@Anonymous wrote:

I wanted to say THANKS to CreditGuyInDixie and other contributors in this thread. Because of the help you provided, I was able to pre-qual on my new house over the weekend with some favorable rates. I am the proud owner of a dirt lot with a fantastic view! Construction to commence immediately.

---

That's really great news. I think a home is the ultimate reason to build a credit score. I know it's the reason me and my wife started our credit journey. I'm very happy for you and I hope you enjoy a long life in your new home. 

---

Now I'm going to build for the primo refi when the time is right... 

[Anonymous]

I posted about 2-3 weeks ago about how the SSL technique seemed to have a negative affect on my vantage scores, but it looks like it was a fluke. Went down 43 points one week and up back up 46 the next with no significant changes in my reports. I finally got my discover scorecard (experian) fico score update and my score went from 755 to 787 so the technique definitely gave my fico a large boost. Thanks to CGID and all who contributed to the thread, it was a great idea.

[Anonymous]

How long did it take folks here to see the Loan on their Credit reports.

This is my time line so far

Nov 2016: Opened Savings & Checking Acct w/ Alliant

Feb 2017: Decided to do the SSL. Applied last wk of Feb

15, Mar 2017: Spoke with LO around mid March. Setup auto pay to Apr 1st

20, March 2017: Paid down loan to 15%

1, Apr 2017: Auto pay

4, Apr 2017: Cancelled Auto pay
5, Apr 2017: Paid down to 8.99%

When should I expect to see the update on Credit Reports. I read on a bunch of posts here that Alliant reports on 31st every month, but no alerts for me yet.