@Inscorehell wrote:
If a collection account is entered today with a DOFD of 2014, is it scored like a current collection or one with some age?
What gdale6 said, but I will add that the only 2 things I can think of that a DOFD is used for is 1- how long before the bureaus will stop reporting the collection, and 2- how long before the SOL expires. Like gdale6 stated, the status or updated date will hurt your score the worst. A collection company will sometimes not do anything for awhile and just as your score might improve a little, they will hit it with another update and tank it again.
I think they do this to get people to pay the collection.
Chapter 7 Discharged & Closed Jan 2020
