No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I am wondering when the other versions of my fico score are updated? The main fico scores update very often but the other versions, have not updated at all. why is that?
Hello L-E. My guess is that you are a subscriber to the myFICO Ultimate 3B Monitoring product:
http://www.myfico.com/Products/FICO-Ultimate-3B/
Is that the product you are asking about? If you read through the product description, you'll see that what you are buying is a quarterly report that comes with 28 flavors of the FICO score.
Additionally you get alerts where you will be updated on your FICO 8 Classic score (which is only one of those flavors) thoughout the 90 days between quarterly reports. But bear in mind that some substantial changes could occur in your score and the monitoring product might not send you an alert. And when it does, the "reason" it gives will be the reason that triggered the alert, but it might not be the reason your score rose or fell.
For that reason some people find the alerts confusing or not very useful, though other people really like them.
There are other products out there that give you FICO scores that are different from the Ultimate 3B. Credit Check Total is one people like. If you are comfortable with Vantage scores (which have the same ramge as FICO though often are not the same for an particular person) then Credit Karma is a cost-free option that gives you weekly credit reports as well as scores.
CreditGuyinDixie,
It is amazing what one can miss, I am talking about me. I use myFico service and wondered why only my Fico8 was changing. I thought wow, I must have something in my reports that they really don't like, all of my other scores have not budged.
I went ahead and upgraded to the top package and all of my scores had risen, not just the Fico8!
Only a little embarassed that I did not catch the fact that all of the other scores are based on the report they pull and not continuously updated (that would be nice). You made my day, thank you.