Aggregate util DP

[Thomas_Thumb]

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@SRT4kid93 wrote:

just about 47% which didnt change.

the card that got the CLI was a $0 balance card anyways

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@SRT4kid93 

Interesting data point. As alluded to by @JoeRockhead any potentially significant change in account aging sush as AoYRA, AAoA or AoOA?

Would you be able/willing to get AG UT back up to 16% and see if you lose those points? Then go back down to 14% and see if they come back again.

Sometimes other past events can influence score. However, not all events trigger score updates when they happen. In such cases there is a latent effect that surfaces when score is updated due to a subsequent trigger event.

[SRT4kid93]

@Thomas_Thumb I would be more than willing to get aggregate back up to 16% for the good of the forum. 

however with my reporting dates that may take a bit of time. 

As far as I can tell there was nothing else that could have possibly changed, like I said the pulls were done on back to back days, and the calendar didn't flip over to a new month so none of my age metrics would have changed. I'll report back when I get back up to 16%. 

@JoeRockhead 

card ages are as follows 

1 year 10 months 

11 months 

11 months 

8 months 

1 month 

(old closed car loan is 7 years 11 months, due to hit 8 years when calendar flips to July)