I know I have hit it a few times on 1 or 2 of them, but TU, hates me they are finicky
Experian - 817
Equifax - 811
TU - 800
Having the right credit mix helped me, let a pile of inquiries fall off. I have $54k total limit on CC, and I owe $60 bucks on 1 cc. I did close 4 of my cc some months back, that were more recent inquiries. I didnt need 7 credit cards. I did what was right for me in closing them, I am eying retirement in 4 years, and i dont want a ton of cc. I also recently paid off a personal loan 2 months ago, and lost 9 points on Equifax, but next month came back up 5. I have a car loan & house payment (that is it).
CC:
Amex BCE - 19.9% - $22k
Citi DC - 17.24% - $17k
Wells Fargo Active - 19.9% - $15k
@lovelife2 wrote:I know I have hit it a few times on 1 or 2 of them, but TU, hates me they are finicky
Experian - 817
Equifax - 811
TU - 800
Having the right credit mix helped me, let a pile of inquiries fall off. I have $54k total limit on CC, and I owe $60 bucks on 1 cc. I did close 4 of my cc some months back, that were more recent inquiries. I didnt need 7 credit cards. I did what was right for me in closing them, I am eying retirement in 4 years, and i dont want a ton of cc. I also recently paid off a personal loan 2 months ago, and lost 9 points on Equifax, but next month came back up 5. I have a car loan & house payment (that is it).
CC:
Amex BCE - 19.9% - $22k
Citi DC - 17.24% - $17k
Wells Fargo Active - 19.9% - $15k
Congratulations 
Excellent accomplishment.
It's funny that TU is your toughest nut to crack. TU has always been the one that likes my profile best. The one time I got past 800 was on TU FICO 8; neither EX nor EQ followed suit
Congrats on the 800 club! Now you can obsess over keeping your scores there or press on for 850's!
@fury1995 wrote:
Congrats on the 800 club! Now you can obsess over keeping your scores there or press on for 850's!
Thanks to Ford Motor Credit being inexplicably coded as a CFA, I'll have that ding for 12 more years, so I've got no shot at 850 until I'm 66.😑
Nice job on 800!
@markbeiser wrote:
@fury1995 wrote:
Congrats on the 800 club! Now you can obsess over keeping your scores there or press on for 850's!
Thanks to Ford Motor Credit being inexplicably coded as a CFA, I'll have that ding for 12 more years, so I've got no shot at 850 until I'm 66.😑
That's crazy. On all three?