Alright, somebody explain this to me...

[Anonymous]

I told you all that I GW'd some 30's and a 30,60,90 last month. Well, my FICO was 602 (Eq.) then, and today through AMEX CreditSecure I saw that the 30,60,90 GW WORKED!!!! It's completely off. Well, the score at CreditSecure shot up to 664. I was completely ecstatic, so I came over and used a ScorePower to get the REAL FICO score. Friggin' 594, and it's showing the 30,60,90 as being gone. The last activity on that account was 2 years ago, and it updated to this month, which (I guess) is the reason for the 8 point drop. But why no big score jump b/c of the 30,60,90 deletion?

What gives?

[Junejer]

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@Anonymous wrote:
I told you all that I GW'd some 30's and a 30,60,90 last month. Well, my FICO was 602 (Eq.) then, and today through AMEX CreditSecure I saw that the 30,60,90 GW WORKED!!!! It's completely off. Well, the score at CreditSecure shot up to 664. I was completely ecstatic, so I came over and used a ScorePower to get the REAL FICO score. Friggin' 594, and it's showing the 30,60,90 as being gone. The last activity on that account was 2 years ago, and it updated to this month, which (I guess) is the reason for the 8 point drop. But why no big score jump b/c of the 30,60,90 deletion?

What gives?

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Dang TSM, I feel your pain. Why don't you compare your new CR to the old one just to ensure that something else isn't going on. That ought to have been worth some nice points for you. Break out the magnifying glass and figure out what's going on.

[llecs]

I don't think its the updated date. Today, DW has a baddie Verizon acct (that always refuses a PFD) that just updated with a CO listing on TU for January after 18 months of being asleep. I was afraid that event would trigger a score change. So, I pulled TU. It shows the update, but the score remained the same as it did on 2/1.