Amex Fico

[killer_queen229]

So Amex gives a score now (I'm sure you guys know this) and mine said 741. CK says much lower, of course it does.

[Anonymous]

I get mine through AMX as well. This is your Experian Fico score. Credit Karma is a rip off and is not a reliable source for your credit scores. CK is owned by Lexington Law Firm and is only there to lie to you about your scores so they can have Lexington Law Firm out of Utah rip you off to clean your credit. The whole CK site is a scam. 

[JagerBombs89]

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@killer_queen229 wrote:
So Amex gives a score now (I'm sure you guys know this) and mine said 741. CK says much lower, of course it does.

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Yes.

[NRB525]

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@killer_queen229 wrote:
So Amex gives a score now (I'm sure you guys know this) and mine said 741. CK says much lower, of course it does.

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The AMEX FICO is legit. It matches the EX FICO 8 score I get here.

[Anonymous]

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@Anonymous wrote:

I get mine through AMX as well. This is your Experian Fico score. Credit Karma is a rip off and is not a reliable source for your credit scores. CK is owned by Lexington Law Firm and is only there to lie to you about your scores so they can have Lexington Law Firm out of Utah rip you off to clean your credit. The whole CK site is a scam. 

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Credit Karma is not a scam, and it is not owned by Lexington Law. You really need to stop posting this false information.

[Anonymous]

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@killer_queen229 wrote:
So Amex gives a score now (I'm sure you guys know this) and mine said 741. CK says much lower, of course it does.

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AMEX provides FICO 08 score from EX report. CK provides Vantage 3.0 scores based on EQ and TU. Two completely different scoring models and in this case based on completely different CRAs. Let's not compare apples to cars.
CK provides free access to TU and EQ weekly updated reports. They make money when a member clicks on one of the recommendations or an advertisements. They have disclaimers all over the site letting you know that they are being compensated when you click. I am not sure how someone will translate this to a scam.
Vantage scoring model is not developed by CK either. It is a joint effort by EX, EQ and TU.

[Anonymous]

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@Anonymous wrote:

I get mine through AMX as well. This is your Experian Fico score. Credit Karma is a rip off and is not a reliable source for your credit scores. CK is owned by Lexington Law Firm and is only there to lie to you about your scores so they can have Lexington Law Firm out of Utah rip you off to clean your credit. The whole CK site is a scam. 

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Thank you for a good laugh.

[takeshi74]

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@killer_queen229 wrote:
CK says much lower, of course it does.

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Not a given.  Take a look at prior discussions and you'll find plenty of examples of those with higher CK scores.  Do not rely on a score generated by one model to determine a score generated by a different model -- even if both models are FICO's.

Further, as pointed out above AmEx provides a score based on Experian.  CK is TU and EQ.  The CRA also matters as a given score is generated based on the data in a report.